Generally speaking, it almost always make sense to rack up as many credit cards as you can and pay annual fees, given you can attain more value out of the card than the fee you are billed. This is certainly true if we think about the premier travel … [Continue reading] about The Opportunity Cost of the American Express Five Credit Card Rule
Why I Still Fly American

We all know that Delta is the best domestic airline. But that doesn’t mean it’s the airline you should be flying. There are so many criteria that must be looked at before deciding which airline should be given your dollars. After all, the “best” is … [Continue reading] about Why I Still Fly American
The Case for a Poor Redemption (It’s Not What You Think It Is)
Value is what every point accruer has in mind. What’s my cents per point? What luxury hotel can I book? What new first class product can I try? Stop it, you don’t need to maximize everything you come in touch with, guys! I’ve thought long and … [Continue reading] about The Case for a Poor Redemption (It’s Not What You Think It Is)
Airline or Hotel Points for Luxury
I’m sure you’ve been in this situation before. You’ve done all the hard work, applied for the best credit cards, banked your Chase Ultimate Rewards, American Express Membership Rewards and Citi Thank You Point, and are now wondering how to redeem for … [Continue reading] about Airline or Hotel Points for Luxury
Initial Thoughts on the Updated Citi Prestige Card
More news is good news in the credit card market, and things are really starting to heat up. It appears there is a duel between American Express, Citi and Chase, all vying for the most business. We are seeing improved earning rates on bonus … [Continue reading] about Initial Thoughts on the Updated Citi Prestige Card